Public Service Announcement; If you live in the midwest, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska North Dokta, Ohio, South Dokota, or Wisconsin this is the month to get your Annual Free Credit Report. Not the BS give me your credit card number and we’ll bill you for it every month deal, this one being government sponsored, You can also request your report by phone or mail. Monitoring and periodically reviewing your credit report is an effective tool in fighting identity theft.
Once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. You can get them all at once or when every once a year for free. The site details the times for other regions of the country.
Checking on your credit report is one of the defenses to ensure you are not becoming a victim of identity theft, trust me it’s not fun having people leaching off your credit report. Takes a million phone calls and a lot of letters and time to get straightened back out!
